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Credit Underwriter - Hybrid

  • Location

    Grantham

  • Sector:

    Commercial, Accountancy and Finance

  • Job type:

    Permanent

  • Salary:

    £35k - 42k per year

  • Contact:

    Leanne Cooper

  • Contact email:

    leanne.cooper@ambitionspersonnel.com

  • Contact phone:

    01636 611320

  • Job ref:

    CUGLC

  • Published:

    about 7 hours ago

  • Expiry date:

    2026-02-11

We are seeking an experienced Finance Operations professional to join a team underwriting asset finance proposals, including large-scale leases and commercial credit for dealers and clients. This hands-on role offers the chance to work with complex credit lines, make impactful financial decisions, and support business growth.

You’ll be part of a collaborative team that manages moderately complex to high-value credit applications — ranging from £80,000 to over £100 million — and plays a key role in supporting dealers, sales teams, and clients through the finance process.

Key Responsibilities

  • Assess and approve/decline asset finance proposals, analysing financial statements, cash flow, balance sheets, and supporting documentation.
  • Manage credit lines and portfolio risk, including personal guarantees and corporate accounts.
  • Liaise with dealers and Area Sales Managers, providing guidance, clarifying queries, and building strong relationships.
  • Oversee the workflow from point of sale to onboarding, including collaboration with internal teams and international risk functions.
  • Mentor and support other team members, sharing expertise in credit assessment and operational finance.
  • Participate in process improvements, helping to streamline operations and enhance efficiency.

About You

  • 3+ years’ experience in asset finance, commercial lending, fleet finance, or corporate credit underwriting.
  • Strong financial analysis skills.
  • Comfortable working with large credit lines, leases, and complex financial structures.
  • Experience with financial systems (ERP, Sage, SAP) and advanced Excel skills (pivot tables, VLOOKUP).
  • Excellent communication skills to interact with dealers, clients, and colleagues across the business.

What’s on Offer

  • Supportive, flexible, and inclusive working environment
  • Generous pension scheme
  • We Care employee assist benefit
  • Long service awards
  • Hybrid / flexible working
  • Hours of work are Monday - Friday 37.5 hours per week
  • Easy access and free parking
  • Career progression / international exposure through project work
  • Group Income Protection and Group Life Assurance and Death in Service benefits
  • 25 Days annual leave
  • Long service bonus holiday (+ opportunity to buy and sell holiday)

Ready to take ownership of finance operations and work with complex asset finance portfolios? Apply today and join a team that values expertise, collaboration, and real impact.

 

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